Founders Funding Founders

Backing builders, not dreamers.

FabCap was founded on a simple belief: big ideas usually start small.

After three decades of building and leading businesses, FabCap founder Alex Mollart saw that the best entrepreneurs often start as intrapreneurs. They know their industry inside out, have seen the problems first hand and are ready to build something better.

FabCap exists to back those people – the builders, not the dreamers – with independent capital, a network that delivers and the straight-talking support they need to turn real-world knowledge into real businesses.

We invest in founders solving real problems, executing fast and building sustainable businesses, not hype.

Explore Our Investments
Blackpool Tower with Fireworks
Alex Mollart

Alex Mollart

Founder & CEO

Meet Alex

I’ve spent over 30 years building and leading businesses in financial services — starting in the North of England and growing ventures that have gone on to have a national impact.

In 2004, I founded 1st Stop, which became Oplo, with a simple goal: to build a lender that treated customers fairly and put people at the heart of finance. Over 15 years, we grew from a small regional firm into one of the UK’s leading consumer lenders. In 2022, Oplo came together with Tandem Bank, where I became CEO, helping to build what we called the UK’s fairer, greener bank.

Today, Tandem is one of Blackpool’s biggest employers and a major contributor to the North West economy, something I’m immensely proud of as a Northern founder who believes deeply in the region’s untapped potential.

After stepping back from corporate life, I knew I wanted to keep building, just differently. FabCap was born from that desire: to work with like-minded people, ready to embark on their own entrepreneurial journey, sharing the highs and lows that inevitably follow. I wanted to back the next generation of builders.

I’ve lived through booms, busts and everything in between and one thing’s clear — builders beat dreamers. Dreamers sometimes win big, but builders win more often. That’s why I back founders with real-world experience, solving real problems and giving it everything to build something that endures.

LinkedIn Feed

Our Recognition

EY Entrepreneur Of The Year
Investor in Customers
Sunday Times Best Places to Work 2024
Business in the Community
Investors in People Gold
BIBAS
EY Entrepreneur Of The Year
Investor in Customers
Sunday Times Best Places to Work 2024
Business in the Community
Investors in People Gold
BIBAS

Our Investments

Partnering with innovative companies to drive growth and create value

ACTIVE
Tandem Bank

Tandem Bank

Helping Consumers transition to a lower carbon economy, whilst saving money along the way

Investment: 2022

Why We Invested: After building Oplo from scratch into one of the UK’s leading consumer lenders, Alex backed the merger with Tandem to create a greener, fairer digital bank. It was the natural next step in his journey from intrapreneur, to entrepreneur, to investor — and a chance to support a purpose-driven challenger at scale.

400K+
Customers
£250M+
ARR
£4B+
Balance Sheet
Visit Website
ACTIVE
Perch

Perch

Helping Consumers manage their debt in an accessible and sustainable way

Investment: 2016

Why We Invested: After reaching C-suite roles in major debt-purchasing firms, Craig and the team knew the sector needed a digital-first challenger. With incumbents constrained by old systems and limited capital, they set out to build something smarter and more agile. We invested because they had the experience, the timing and the execution mindset.

£1B+
Debt Purchased
400M+
Expected Renaming Collections
400+
Employees
Visit Website
ACTIVE
Financial Cloud

Financial Cloud

A flexible and scalable SaaS FS&Banking platform. The Salesforce of Financial Services, simply better!

Investment: 2018

Why We Invested: Kyle and Grant had worked for a large Debt purchase and collection business for over 10 years. Uniquely they understood the industry and how legacy technology holds a business back. They had the vision to build a financial SaaS platform from the ground up in an industry they truly understood.

1M+
Hosted Users
£2.5M+
ARR
750M
Annual Payments Processed
Visit Website
ACTIVE
RedKite

RedKite

Funding Regional Developers improve their communities, housing and commercial property

Investment: 2023

Why We Invested: Jake and Lee are a great example of what FabCap looks for. Two founders with a solid career to Director level in Property lending at Shawbrook Bank keen to start on their own, switching from Intrapreneurs to Entrepreneurs supported with capital and experience from FabCap.

£25M+
Funding
£3M+
ARR
4
Employees
Visit Website
ACTIVE
Clearwater Fisheries

Clearwater Fisheries

The North Wests Premier carp and course fishery with 10 lakes over 50 acres managed by Michael Pennington.

Investment: 2016
15k
Followers
0.5m
Turnover
80 acres
Land Size
ACTIVE
Clear Property NW

Clear Property NW

A mix of Residential and Commercial Development properties developed then sold.

Investment: 2018
25+
Projects
10m+
Realisations
2m
Deployable Capital
ACTIVE
Clear Advisory

Clear Advisory

Bespoke advisory services for businesses or founders looking to leverage Alex, his contacts and experience

Investment: 2025
Bespoke
Agreements
30 years
Experience
CEO Network
Network
LAUNCHED
Raffily

Raffily

A brand new LaaS (Loyalty as a service) platform helping brands engage better with their audiences

Investment: 2024

Why We Invested: Ben Govier had led the sales teams of Deal Monster building a direct-to-consumer discount marketing retail offering across the UK. His vision is to modernise and digitise traditional ways brands engage with their prospective and existing customers.

TBC
Customers
TBC
ARR
TBC
Growth
Visit Website
EXITED
Oplo

Oplo

Loans helping hardworking mainstream UK consumers realise their potential

Investment: 2009
Exit: 2016

Exit Valuation

£100M-£250M
EXITED
Loop Money

Loop Money

Money sharing made easy for the next generation of UK consumers

Investment: 2022
Exit: 2024

Exit Valuation

£1M-£5M
EXITED
Adcroft Hilton

Adcroft Hilton

Business recovery and insolvency practitioners helping businesses in challenging circumstances

Investment: 2007
Exit: 2009

Exit Valuation

£0-£50K
CLOSED
Fig Recruitment Limited

Fig Recruitment Limited

Specialized recruitment services for professional sectors.

CLOSED
Lightbox Recruitment Limited

Lightbox Recruitment Limited

Talent acquisition services for creative industries.

CLOSED
Clear Hire Limited

Clear Hire Limited

Equipment rental and hiring services for construction.

CLOSED
Elysian Fuels 12 LLP

Elysian Fuels 12 LLP

Alternative energy and sustainable fuel solutions.

CLOSED
Blackpool Design Associates

Blackpool Design Associates

Creative design and architectural services.

CLOSED
1st Stop Finance

1st Stop Finance

Financial services and lending solutions provider.

Our Track Record

Three decades of experience in building and scaling successful businesses

30+ Years Experience

Three decades of expertise in financial services and entrepreneurship, building successful businesses.

1000+ Team Members

A vast network of professionals across our portfolio companies, driving innovation and growth.

£500M+ Active Investments

Currently managing a diverse portfolio of innovative companies in financial and business services.

£150M+ Exited Investments

Proven track record of successful exits, delivering strong returns for our investors.

44 Companies Founded

Extensive experience in founding and scaling businesses across various sectors.

100% Commitment

Dedicated to long-term partnerships, supporting businesses with strategic guidance and sustainable growth.

Strategic Focus

Concentrated investments in financial technology and business services sectors where we have deep expertise.

Ready to Build Something Great?

With over 30 years of experience, 44 companies founded, and £650M+ in total investments, we know what it takes to turn ambitious professionals into successful entrepreneurs. Let's discuss how we can help you achieve your vision.

Pitch Your Idea